My Holiday Cash
You have probably seen our ads on TV and online referring to payday cash advance loans and you have probably driven by payday cash advance storefronts where the same services are offered. Do you know what they're for? MyholidayCash.com works with Check Into Cash, Inc. to offer payday loans. Simply complete an online application and get your cash tomorrow!
Help In A Pinch
Here is an explanation of what we do. We help you meet those "cash emergencies" that occur between pay periods. As the name suggests, "holiday cash" definitely qualifies as one of those times, but it's certainly not limited to just holidays. You can get a payday loan when unexpected money needs arise, such as car repairs, burst pipes or school supplies.
We'll gladly help you with your short-term loan needs, but we also encourage you to use credit wisely. In a perfect world, you wouldn't need myholidaycash.com as we would all make enough money to meet our needs. If you find yourself frequently applying for payday advances, we suggest you call the National Foundation for Credit Counseling (NFCC) at 1-800-388-2227.
Common Myths about Payday Advances
Our critics want you to think that our goal is to get rich at your expense. This is completely false. Myholidaycash.com provides a necessary service. In fact, the payday loan industry is one of the fastest growing industries in the United States. With Myholidaycash.com, you can keep from incurring possible NSF charges and overdraft fees from your bank and late payment fees from your credit card company. We offer no gimmicks, only fees that are reasonable, fair and fully disclosed on our website.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.
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* Check Into Cash, Loan by Phone and third party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm EST Mon. – Thu.
* * Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by Check Into Cash, Loan by Phone or third party lenders.
* * * Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
† Check Into Cash, Loan by Phone or third party lenders do not perform traditional credit checks as part of its credit transaction approval process, but they do verify applicant information via national databases including, but not limited to, companies like CoreLogic and MicroBilt. If you have defaulted on past transactions, you may be declined for a cash advance from Check Into Cash, Loan by Phone or other third party lenders.
‡ Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law.
♦ Check Into Cash or Loan by Phone do not lend in all states. In some states, Loan by Phone will (i) act as a broker to arrange a loan between you and a third party lender, or (ii) connect you with a financial matching service.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.