My Holiday Cash

You may have seen ads on TV and the web referring to payday loans. You've probably driven by storefronts as well where the same service is offered. Even so you may not know what they're for. We at Holiday Cash will tell you all you want to know when you complete online application or call our great customer service operators at 1-877-262-CASH. Inquiries cost nothing nor do they result in annoying phone calls at all hours begging you to try our program.

Help In A Pinch

That still doesn't explain what we do. Basically we help you meet those surprise cash emergencies that usually occur between paydays. As our name suggests holiday cash certainly qualifies as one of those times, but we don't limit your loan to particular days. We'll advance you money for any valid reason, even an once-in-a-lifetime sale on something you want or need. More unpleasant reasons include things like a water heater that burns out in the middle of your morning shower, an unexpected root canal at your dentist's office, or a tax bill that catches you unprepared.

Although we'll gladly help you with a short term loan, we also encourage you to use credit wisely. A perfect world would not require My Holiday Cash as we'd all make enough money to pay for all of our needs. Because most of us don't enjoy that level of financial security we urge all of our customers to learn how to manage the money they do have. If you find yourself frequently applying for payday advances or have trouble making ends meet in general, we suggest you call the National Foundation for Credit Counseling (NFCC) at 1-800-388-2227.

CFSA

My Holiday Cash is also a proud member of Community Financial Services Association of America (CFSA) and follows their required Industry Best Practices. This organization exists solely to make sure that consumers using short term credit loans receive fair, honest, and safe service from My Holiday Cash and all other member lenders. For more information please visit http://www.cfsa.net/index.html.

Our detractors want everyone to believe that our goal is to get rich at your expense. That couldn't be further from the truth. My Holiday Cash provides a valid and necessary service. In fact it's one of the fastest growing industries in the US. We save you from incurring NSF charges from your bank and overlimit fees from your credit card company. A payday loan also keeps you from adding more to your long term debt. Our fees are reasonable and fair and fully disclosed on our website.